Current Owner Search
A Current Owner Search is a title review conducted to verify the current legal owner of a property and confirm their authority to transfer ownership. The search examines public records to identify any liens, judgments, encumbrances, or other title-related issues that could affect the property's ownership rights or the successful completion of a real estate transaction.
Two-Owner Search
A Two-Owner Search is a title examination that reviews the property's ownership history through the two most recent owners. The search verifies the current owner's right to convey title and identifies any liens, encumbrances, judgments, or other title issues that may have arisen during these ownership periods. This review helps ensure a clear understanding of recent title activity and supports a secure real estate transaction.
Full Search
A Full Search is an complete review of a property's title history designed to establish the complete chain of ownership. while identifying any liens, mortgages, judgments, easements, restrictions, or other encumbrances that may affect ownership rights. This detailed review provides a clear understanding of the property's title condition and helps minimize risk for buyers and lenders.
Foreclosure Search
A Foreclosure Search is a specialized title examination performed to determine whether a property is involved in any active, pending, or completed foreclosure proceedings. The search reviews court records, notices, and other public filings to identify foreclosure actions, mortgage defaults, and related legal matters that may impact ownership rights or the transfer of title. This information helps buyers, lenders, and title professionals assess potential risks before completing a transaction.
Update Search
An Update Search is a follow-up title review that identifies any new recordings or changes affecting a property since the completion of a prior search. It helps ensure that the latest title information is captured and that any newly recorded matters are addressed before closing.
Liens and Judgment Search
A Liens and Judgment Search is conducted to identify any recorded financial obligations or legal claims against a property or individual. The search reviews public records for liens, judgments, and other encumbrances that may affect ownership rights, title transfer, or financing. This process helps uncover potential risks and ensures informed decision-making during real estate transactions.